Laptop Insurance - Insurance for Laptops South Africa

Laptop insurance covers all portable electronic devices and usually requires a specified all risks insurance policy. Given their risk of theft and accidental damage, and that they are moveable possessions, laptop insurance is not usually covered under a household contents insurance policy, but must be taken out under an all risks policy which covers the device where it may be. The insurance company obligates the insured to adhere to certain requirements before the insurance takes effect, such as keeping it in the boot of the vehicle while in transit. Most direct insurance companies cover laptops under an all risks insurance policy.

Data on a laptop may be insured with a specialist insurer. This is becoming increasingly important because of data theft. Some companies may require that the data be encrypted if it is of a high value (which in turn puts the laptop at a higher risk).