Woolworths Insurance

More than just good taste, Woolworths now provide car and home insurance direct to the public. What began as store credit has seen the clothing company go from grocer to financial services and now offers a range of short-term insurance products. Woolworths insurance offerings include third party, fire and theft, and comprehensive vehicle cover as well as home and contents insurance.

Woolworths car insurance

The third party, fire and theft vehicle insurance from Woolworths pays out in the event that the vehicle is damaged by fire, explosion, lightning and similar natural perils as well as theft and hijacking. The value paid back to the owner of the vehicle is that listed on the policy schedule, as opposed to some other insurance companies who pay out only the market value of the vehicle at the time of loss. The Woolworths comprehensive car insurance includes the same perils, but covers your vehicle for damages you may have caused to it.

The comprehensive car insurance, though, comes with the added benefit of car hire. That is, if your vehicle is damaged and waiting for repairs, the company will pay for a hired car (to the value listed on your policy document). Both types of Woolworths car insurance, though, include the benefit of medical costs up to R500 per person injured in an accident. Further, the cover includes towing and storage fees, so long as the towing is done by an approved operator.

Woolworths home insurance

Who better to insure the contents of your home than the store that stocks it? Woolworths home insurance covers your and your family members’ possessions for loss or damage caused as a result of fire, lightning, explosion, malicious damage, impact, falling trees, earthquakes, storms and burst pipes. It also includes break-ins and, unlike standard direct insurance policies, flood damage.

What makes the Woolworths home insurance different from other direct insurance companies offerings is the benefit of general liability. If someone is injured on your property or by your pet, then Woolworths will cover the medical expenses. Other home insurance benefits include vet insurance, television insurance for mechanical or electrical breakdown, food in the fridge or freezer that goes off as a result of power outages or breakdown, washing, garden furniture and guests belongings, among other.

Woolworths buildings insurance includes cover for the structure of the home as well as the call-out fee and 1 hour labour of an approved plumber, electrician, glazier and locksmith.

For more information on Woolworths as an insurance company, visit their site. For other car and home insurance products in good taste, fill in our online form and an insurance representative will contact you with a range of options for you to choose.