iWyze Insurance - Get Old Mutual's short-term insurance

One of the longest standing insurance companies in the country, Old Mutual now go direct to the public with their short-term insurance product iWyze. With over 165 years in the insurance industry in South Africa, Old Mutual are well equipped to provide comprehensive car, home and personal possessions insurance. What makes them stand out from other direct short-term insurance companies? Their list of benefits including an excess waiver, roadside and home emergency assistance and retrenchment premium waiver.

Benefits of iWyze

The iWyze short-term insurance products allow clients to choose a fixed a premium. The excess waiver is available on the first claim after three claim-free years for insureds who chose the lowest excess option when taking out the policy. This means that those iWyze policyholders who opted to pay the least amount of excess do not pay an excess if their first claim occurs after three years without claiming.

Roadside assistance and home emergency assistance can be added to your policies for an extra fee, which guarantees emergency services 24 hours a day, every day of the year. This is available on all iWyze short-term insurance policies. As is the no-claim reward which promises to give you back 10% of all your premiums over three years if you do not make a claim in that time.

Unlike other direct short-term insurance, iWyze caters for unexpected retrenchment with a retrenchment premium waiver. If an insured loses his job, the policy will pay for your iWyze insurance premiums for up to six months while you find another job. This protects your possessions during this time, while maintaining your claims history, which is a lot safer than cancelling your insurance to save money every month in such an event.

iWyze car insurance

Old Mutual, through iWyze, offer car insurance direct to the public. Like other insurance companies, this is third-party, third-party, fire and theft, and comprehensive. Unlike other direct insurance companies, iWyze allows you to decide whether or not you would like to choose to insure your car for retail, market or other specified amount. Most direct insurance companies automatically insure your vehicle for market price.

iWyze home insurance

While iWyze offers the same features as standard home insurance, namely risk protection for the structure of the home from such occurrences as storms, lightning, fire, hail and earthquakes, it includes liability insurance. If someone is injured on your property, say as a result of a broken staircase, you are covered should that person claim damages from you.

iWyze household contents insurance

Like the iWyze home insurance, the iWyze household contents insurance also includes liability cover should anyone be injured, lose property or die in your home. The policies’ liability insurance cover can be extended by an extra R5 million. Making iWyze one of the most comprehensive short-term products on the market.