Clicks Insurance

While they’re not synonymous with car and home insurance, Clicks car and home cover offers a range of insurance benefits that traditional short-term insurance products do not, such as retrenchment, premium, maternity and dread disease insurance waivers. Clicks insurance also provides great benefits that might not be included in your current car and home insurance policies such as 24-hour roadside, medical and household assistance. What’s more, Clicks ClubCard members get 25% of all their premiums back in cash after four years.

Clicks car and home insurance functions like that of most direct short-term insurance companies products, protecting your car and home from accidental damage and theft. What separates Clicks from other insurance companies, are their insurance benefits.

Clicks insurance retrenchment and premium waiver

Clicks insurance will cover your short-term insurance premiums for up to six months after you lose your job (as a result of retrenchment). This guarantees that your cover stays in tact and that you do not lose your insurance bonus. Most insurance companies premium waivers come at an extra cost, but with Clicks it’s a value added benefit.

Clicks insurance maternity waiver

Maternity leave in South Africa doesn’t always promise a full salary, which may make paying insurance premiums even more difficult. The Clicks insurance maternity waiver promises to pay for your short-term insurance premiums for four months after the birth of your baby. All mother’s have to do to enjoy this benefit, is alert the insurance company up to nine months before the baby is born and submit a birth certificate to them within the first month after the birth.

Clicks insurance dread disease waiver

For those insureds over the age of 50, Clicks offers the dread disease premium waiver which promises to pay your short-term insurance premiums for six months after you have been diagnosed with a serious illness. The list of diseases covered includes heart attack, kidney failure, blindness, paraplegia, cancer and others. Major organ transplants are also included on the list. Preexisting conditions are excluded.

Clicks insurance protection plan

A payment of up to R5 000 will be given to the beneficiaries of the insured to cover his or her funeral expenses. The Clicks insurance policy is payable in the event of death caused by accident or as a result of HIV/AIDS. The policy does include a three-month waiting period from the inception date.

For more information on Clicks insurance policies, visit their website. To see if you pay less with them, compare a range of insurance policies by filling in our online form.