AA Insurance

Renowned for their roadside assistance, the AA has branched out into insurance, which only make sense given their long history with and trust by South African drivers. Even though they specialize in automobile assistance, AA insurance includes business cover, exposure protection and personal accident insurance.

What separates AA insurance from other insurance products on the market is that each policy includes AA membership, a year’s fixed premium even if you claim and all policy documents in plain English for easy comprehension. AA insurance covers the following:

Vehicle cover

More than just your car, AA insurance also provides cover for your watercraft, trailer, motorcycle and caravan. As each vehicle requires its own policy, it is protected against those perils unique to that vehicle’s driving conditions. AA insurance covers vehicles for third party, third party, fire and theft, and comprehensive insurance, which includes damage you may cause to your own vehicle.

AA membership is guaranteed when you opt in for AA insurance, which provides roadside assistance in the event that your car breaks down, gets a flat tire or battery, or requires towing.

Buildings and home contents insurance

Although the AA is synonymous with vehicle assistance, AA insurance also covers your home and its movable possessions. The structure of the home (or office) as well as the fixed property attached to it (geysers, driveways, car ports and garages) are covered under a buildings insurance policy, while the movable possessions within the buildings are covered under the contents insurance policy. For those items, though, that leave the premises, AA insurance offer portable possessions cover.

Portable possessions

As the risk of theft and accidental damage is higher for items that are not fixed to one location, they require a special insurance policy. AA insurance offer portable possessions cover for such items.

Business insurance

More than just vehicle cover and roadside assistance for your business’s cars, AA insurance covers your business against perils specific to your industry. Their range of cover includes that for business driven enterprises (such as retail, florists and salons), hospitality businesses, professionals, medical businesses, offices and motor traders.

AA insurance is underwritten by Auto & General, one of the leading direct short-term insurers in the market. For more information on AA insurance or Auto & General, visit their respective sites, or fill in our online form to get a range of car and home insurance quotes.