In order to adequately cover your vehicle, it may be necessary to take out comprehensive insurance cover. Comprehensive insurance cover means that you will be covered in most circumstances, including damage, theft or hijacking, as well as injury to others and their property. If your car is financed by the bank you are required to have Comprehensive cover.



Comprehensive insurance (from most insurers) covers you for the cost of towing and storage, medical costs in the event that a passenger is injured, and liability to other people and/or drivers. Liability is an important element of insurance, as it will aid you in compensating other people who have suffered damage to themselves or property as a result an accident which you are legally responsible for.



Comprehensive insurance cover is therefore an option that covers a broad spectrum of insurance needs, and can be extending to also include the contents of your vehicle. Additionally insured items may therefore include electronic and sound equipment, as well as other specified items such as mag rims, boot spoilers and cellphone car kits.