Santam Car Insurance

If Sir Ben Kingsley is right, then you get the cover you pay for when it comes to Santam’s car insurance policies. The yellow umbrella is one of the foremost short-term insurance companies in South Africa, providing a range of vehicle insurance policies to the public by means accredited brokers. Santam car insurance includes third party, third party, fire and theft, and comprehensive cover with benefits such as emergency accommodation, recovery costs, medical expenses and trauma treatment.

The motor policies are standalone, but may be extended with a personal liability, accident, and legal cover. The policy may also include a death benefit, excess waiver, breakdown services and 4x4 cover.

Santam car insurance cover

On top of the normal cover, which includes theft, hijacking, accidental damage, fire, explosion and lightning, there are extensions which can be added to the policy. One of the extensions available on Santam car insurance is the 4x4 insurance cover which protects the owners of off road vehicles. The extension covers these vehicles for emergency repairs, repatriation, extinguishing costs, wreckage removal and so on. It also covers the 4x4 vehicles for damage caused as a result of taking it off-road. It includes cover in 14 African countries.

For luxury vehicle owners, Santam car insurance provides extensions for head and tail lights, lost keys, tow-in costs and emergency repairs for mechanical breakdown. The other car insurance extensions are discussed below.

Santam insurance personal liability

Santam’s short-term insurance products can include personal legal liability up to the value of R20 million. The personal legal liability protects the insured from claims made by third parties for personal injury and damages. On top of that, 24-hour legal advice is available to insureds with cover up to R100 000 for legal costs related to civil action and cases involved in a labour court.

Santam insurance death benefit and personal accident

The company’s short-term insurance products may also include a death benefit plan, which is underwritten for between R3 000 and R10 000. The personal accident cover provides cover for death or injury following a car accident from between R50 000 and R5 million according to the age of the insured.

For more information on Santam’s car insurance benefits, click on the link. Alternatively, fill in our online form and get a range of car insurance quotes with their own range of benefits.