MiWay’s MiSmart Scratch and Dent Cover - 01 Oct 2009 00:04
Losing your bonus because someone cleaned their car with yours, or the pole just got in the way, seems like a waste. But the unsightly scratch or dent on your otherwise pristine car is enough to sacrifice it. Thus MiWay release yet another challenging and competitive product – MiSmart Scratch and Dent cover.
The unique cover allows policyholders to repair minor dents and scratches without detrimentally affecting their monthly premiums (or risk factor), claim history or money-back bonus. Ordinarily the damages caused by trolleys at shopping centres and the like fall within the excess cover of the insured. The number of motorists driving around with such dents or chips in the windscreen because they don’t want to claim or pay for the repairs is ridiculous, says the insurer.
Damages to bumpers, paint, lights, mirrors and windows, and mags up to a value of R2,000 are covered under the new policy. Acknowledging that such mishaps occur without provocation, intent or fault, is the premise on which the new cover is based. It shouldn’t cost the insured to repair minor unavoidable dents and scratches.
A maximum R250 excess is payable on the small claims and can be added to their existing cover for as little as R49.90 a month.
Losing your bonus because someone cleaned their car with yours, or the pole just got in the way, seems like a waste. But the unsightly scratch or dent on your otherwise pristine car is enough to sacrifice it. Thus MiWay release yet another challenging and competitive product – MiSmart Scratch and Dent cover.
The unique cover allows policyholders to repair minor dents and scratches without detrimentally affecting their monthly premiums (or risk factor), claim history or money-back bonus. Ordinarily the damages caused by trolleys at shopping centres and the like fall within the excess cover of the insured. The number of motorists driving around with such dents or chips in the windscreen because they don’t want to claim or pay for the repairs is ridiculous, says the insurer.
Damages to bumpers, paint, lights, mirrors and windows, and mags up to a value of R2,000 are covered under the new policy. Acknowledging that such mishaps occur without provocation, intent or fault, is the premise on which the new cover is based. It shouldn’t cost the insured to repair minor unavoidable dents and scratches.
A maximum R250 excess is payable on the small claims and can be added to their existing cover for as little as R49.90 a month.