MINI Insurance

The car may be Mini, but the perils its at risk of are not. MINI provides comprehensive car insurance to owners of their new vehicles with benefits that cater for financed vehicles, such as “New for Old” and cosmetic cover. The benefits of insuring your new Mini through the manufacturer, although direct, cater for a comprehensive range of perils at cheaper rate. What’s more, if the new vehicle is financed, your financier will require that it be insured. Insuring it through the dealer is more convenient than going through a broker.

The MINI motor insurance plan can be customized by adding various cover options. The Perfect All-Round Cover, though, offers a range of special services including excess waivers, full-price refund, and body damage.

Mini comprehensive car insurance

The Top Cover comprehensive Mini car insurance option comes with a full price refund. If the car is lost as a result of theft or accident within the first 24 months of ownership, Mini will pay out the full price to enable you to purchase a new Mini. “New for Old” cover ensures that you get a Mini for the same price which you purchased your new Mini as the insurance claim does factor in wear and tear. If the car is not a write-off, however, the insurance will provide a replacement vehicle for up to five days while the car is being repaired.

The Mini car insurance also includes an excess waiver. Unlike other direct insurance companies, the Mini excess waiver promises to drop all excesses after four claim-free years. If repairs are to be conducted at an approved Mini workshop, then only half the excess is payable. Damage to the body does not require an excess if the vehicle has been covered for up to 12 months.

Mini debt insurance

Functioning like credit life insurance, Mini insurance also includes the risks of death and disability. That is, if the owner of the vehicle dies or becomes disabled and cannot make installment payments, then the Mini insurance policy will pay the installments on his or her behalf.

For more information on Mini motor insurance, visit the website by clicking on the link. You can also get a range of comprehensive car insurance quotes for your new Mini right here by filling in our online form. An insurance representative will contact you shortly.