Insurers won’t pay out for theft as a result of car remote jamming

According to a recent report, insurance companies are receiving more and more claims from insureds whose cars have been broken into as a result of car remote jamming. An increasing number of criminals are using remote control jammers to break into vehicles. The device blocks remote central locking, which leads the owner to think that the vehicle is locked when it isn’t. Criminals then help themselves to the belongings in the car.

Insurance companies don’t pay out for such claims as theft for portable possessions requires evidence of break-in. That is, insurance policies stipulate that insureds must lock their vehicles, which requires there to be evidence of a break-in for such possessions.

Insurance companies are receiving a lot of complaints from unhappy customers. The evidence of break-in clause, however, protects insurance companies from fraud. Insurers are requesting that companies not leave their possessions in their vehicles, even if it is in the boot.

Insurance companies also recommend that drivers check the car to make sure it’s locked before walking away from it. The car may still make a noise even if there is a jammer in the vicinity, so check by looking at the car or by pulling on the door handle. Drivers should also park as close to the entrance of the shopping centre as possible. This ensures that there are people around.