Car Insurance Fraud - 13 Oct 2009 17:12
While insurance fraud is a common enough, car insurance is commoner still. As it’s easy to trick an insurer with physical damage to a car, it’s easy to get away with it. Often owners of the vehicle will cause more damage to the car than was caused in an accident to claim for more money, while others go quite some further to have their vehicles stolen, hidden away to claim money from their insurer for a new vehicle, or use the money for other reasons.
With that in mind, it’s not too much of a stretch for someone to cause a collision to claim damages from their insurance company, and yours just might be the other car they decide to damage their car with.
To protect yourself from these drivers, make sure that no one follows you while driving. They usually target certain people, especially if you drive a new vehicle. It’s compulsory for new vehicles to have insurance. They will then wait until an opportune moment to cause an accident that will make you out to be the guilty party – such as braking suddenly making it unavoidable to prevent a rear-end collision. If someone does follow you, write down their registration and report the vehicle to the police. Also drive at a safe following distance.
Take all measures necessary at the scene of accident. This means being prepared. Take photos of the cars before they’re moved and get all the details of the other driver. Don’t take his or her word for it, write their ID number directly from their driver’s license. LEave no room for error to guarantee a smooth claims process.
Because it’s difficult to prove such car insurance fraud, it best to be on constant guard. Arm yourself with preventative measures and driving in a way that resists blame being accused.
While insurance fraud is a common enough, car insurance is commoner still. As it’s easy to trick an insurer with physical damage to a car, it’s easy to get away with it. Often owners of the vehicle will cause more damage to the car than was caused in an accident to claim for more money, while others go quite some further to have their vehicles stolen, hidden away to claim money from their insurer for a new vehicle, or use the money for other reasons.
With that in mind, it’s not too much of a stretch for someone to cause a collision to claim damages from their insurance company, and yours just might be the other car they decide to damage their car with.
To protect yourself from these drivers, make sure that no one follows you while driving. They usually target certain people, especially if you drive a new vehicle. It’s compulsory for new vehicles to have insurance. They will then wait until an opportune moment to cause an accident that will make you out to be the guilty party – such as braking suddenly making it unavoidable to prevent a rear-end collision. If someone does follow you, write down their registration and report the vehicle to the police. Also drive at a safe following distance.
Take all measures necessary at the scene of accident. This means being prepared. Take photos of the cars before they’re moved and get all the details of the other driver. Don’t take his or her word for it, write their ID number directly from their driver’s license. LEave no room for error to guarantee a smooth claims process.
Because it’s difficult to prove such car insurance fraud, it best to be on constant guard. Arm yourself with preventative measures and driving in a way that resists blame being accused.