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BMW Insurance - 03 Jun 2009 16:28


BMW is a brand synonymous with style and high-quality German engineering. Renowned for efficient design and performance, BMW offers its customers a unique driving experience; therefore there is no reason that BMW would not offer insurance of the same quality to its customers. According to the BMW financial website, www.bmwfinance.co.za, “BMW Insurance provides the same total protection and peace of mind that your BMW does.”

To clarify, BMW offers Comprehensive Insurance which is specifically targeted at BMW vehicles that are fitted with the advanced electronic anti-theft (EWSII and upwards) system. Other Comprehensive Insurance benefits include audio cover, car hire, windscreen cover and reimbursement for loss of keys.

BMW also offers Credit Protection Insurance, which includes benefits such as the immediate settlement of your contract in the event of death, disability or disease, and a Waiver of Premium, which is exclusive to BMW Financial Services. This Waiver provides protection in the event of retrenchment and temporary disablement in the event of an accident or illness. Credit Protection also includes Violation Protection, which covers unintentional violation of the insurance contract and claim repudiation.

BMW also offers Top Up Insurance, which includes Shortfall Cover, which pays the difference between the amount paid by the insurer and the amount owed on the insurance agreement. Top Up Insurance also includes Deposit Protection; Instalment Protection, which allows for claims only to be paid in the case of a total loss of insured vehicle, and Excess Protector, which pays 10% of the market value or the actual excess.


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