Audi Insurance - Insurance Tailor Made For Audi Owners

More than just car insurance, Audisure provides risk protection for you and your vehicle by combining car insurance with certain long-term insurance benefits, such as permanent disability and death cover for outstanding credit on the vehicle. Specifically available to Audi owners, Audisure’s comprehensive motor insurance comes with a range of benefits over and above standard car insurance cover.

Audi car insurance

The comprehensive car insurance policy for Audi vehicles protects you from accidental damage, damage to third parties and theft or hijacking. The policy is available for anyone who purchases a new Audi vehicle, and, although, underwritten by Hollard, is available through Audi dealers. The policy includes cover for your installments as well.

Should the policyholder die or become permanently disabled and unable to earn a living, the policy will settle the amount outstanding on the car with the financier. If the policyholder is temporarily disabled, then the policy will cover the monthly installments for the recover period. If the insured contracts a dreaded and terminal illness, then the policy will pay out the equivalent to the death benefit to the financial institution where the loan was taken from.

The unique policy also includes cover for monthly installments should the insured be retrenched or suffer financial crisis as a result of the death of a spouse, hospitalization for the insured (if longer than two weeks) and that of a newly born child (if longer than two weeks) and a continuous medical condition that requires a doctor to book off the insured for six weeks.

Audi insurance for credit shortfall

As with all credit shortfall insurance policies, Audi insurance will pay out the difference between your comprehensive insurance claim and the amount owed to the bank. As insurers only pay out the market value of the vehicle at the time of the accident or theft, and banks grant a loan for the retail value of the car, there is often a shortfall. This credit amount is covered by Audi insurance credit shortfall benefit.

The benefit also covers repairs to body damage that is less than the excess owed as well as personal accident to the value of R10,000 (should anyone be injured or killed in an accident). If the insured unintentionally violates the conditions of the insurance policy, which leads to the insurance company rejecting his or her insurance claims, then the credit shortfall benefit will cover the amount (although an excess is applicable.)

Other Audisure products include the deposit protector, which covers the deposit of the vehicle in the event of total loss, return to invoice policy, which gurantees the insured the amount they paid for the vehicle in the event of total loss for up to 48 months after purchase, and what Audisure refers to as S.M.A.R.T., which covers small damage to the vehicle usually covered under the insurance excess.